Underwriter - Life Operations

Insurance
Permanent
Ta' Xbiex, Malta

Job Description

Do you have previous experience and are looking for a fresh start?

If so, continue reading the below!

GCS Malta is looking for an Underwriter – Life Operations to work with a leading insurance company in Malta. 
 

Responsibilities

  • Evaluating life insurance applications by analysing medical, financial, and lifestyle information. 
  • Assessing risk in line with underwriting guidelines, regulatory requirements, and company policies. 
  • Determining appropriate ratings, exclusions, or decisions based on risk assessments. 
  • Requesting and interpreting supporting evidence, including medical reports, lab results, financial statements, and third-party data. 
  • Collaborating with sales teams, advisors, and customer service to progress applications. 
  • Maintaining accurate documentation and ensuring decisions are justified and compliant. 
  • Contributing to improvements in underwriting processes, tools, and guidelines. 
  • Supporting training and knowledge sharing for junior underwriters. 
  • Staying updated on industry trends, medical advancements, and regulatory changes. 

The ideal candidate should hold a Diploma or Degree in insurance, finance, business, or a related field, with prior experience in life insurance underwriting considered an advantage.

This role requires strong analytical and decision-making skills, attention to detail, and the ability to interpret complex information. Candidates should have clear communication skills, sound commercial awareness, and a high level of integrity and professionalism.

 Strong organisational skills, the ability to manage multiple cases, and the capability to work both independently and within a team are also essential.

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